I have just finished sending my christmas gifts. This year I’ve skipped the Porsches and the Learjets. Instead I registered an account on Kiva.org. Apart from a loan to Ms Chhum Sreng I’ve bought loads of gift certificates. These ones became the perfect christmas gift.
Kiva, that I found on Jardenberg.se is the world’s first person-to-person micro-lending website, empowering individuals to lend directly to unique entrepreneurs in the developing world. Throughout the course of the loan (usually 6-12 months), you receive email journal updates and track repayments. Then, when you get your loan money back, you can relend to someone else in need.
So, if you still have some money left in your pockets. Don’t waste them on worthless things. Spread the love!